Investing contributions for your pension
Mars Pension Fund wants to be able to pay all pensions now and in the future. That is why we invest the contributions we receive for our pensions. This is how we build up pension capital. Read in our Statement of Investment Principles how we invest for your pension.
We are advised by professionals
We need to take good care of the money for pensions. We like to be advised on this. Within the pension fund we have an internal investment committee for this purpose. We also engage advisers from outside the fund.
We invest all over the world. In addition, we choose different types of investments. A large number of managers from outside the fund take care of our investments.
Mars Investment Team
The Investment Team of Mars European Treasury & Benefits Center (ETBC) regulates and monitors all our investment activities. In addition, the team reports on investments to the board.
What returns have we realised?
The returns realised in past years are listed below.
Frequently asked questions
What do the investments cost?
You can find the cost of investments in our annual report.
What are the costs of investing in the ASP plan?
We pay fees for investments in the ASP plan. We also receive part of these costs back afterwards.
Since 1 January 2020, you pay administration costs as a participant in the ASP plan. In 2020, these costs are periodically € 3.66 if you are employed by Mars. Are you out of employment? Then these periodic costs are lower, namely € 1.80. The Board determines the costs annually. There is a maximum. The costs will never be more than 1% per year of your total ASP capital. And new participants do not have to pay for the first three years.
The administration fee for the ASP is deducted from the value of your ASP account. You will find these amounts in your investment statement. This can be found in My Post.
As a member, you currently pay no buying or selling costs for Mars Pension Fund.
Is our financial position good?
Click here to learn more about your pension fund's financial position.