… We aim to increase the pensions of the final pay plan every year. This is called indexation. As per Januari 1, 2026, the pensions of pensioners and deferred members of the final pay … How is the level of indexation determined? Increasing pensions is only possible if the financial position of the …

… you can take the capital you have accrued in the Mars Pension Fund with you to your new pension fund or insurer. You must apply for this.   … The amount of your accrued capital determines what happens with your … You should ask the pension administrator to which you want your pension …

… If you are considering taking pension accrued with your former employer(s) with you to the … Value transfer check list For instance, compare: The pension plans of the two funds >  use the pension comparison … you take early retirement? What are the arrangements for your partner and children in the two plans? >  is there a …

… Bank (DNB) monitors the financial set-up of the pension fund and the expertise and integrity of its managers. The … has the task of critically examining the policy of the pension board and advises on matters such as the … supervises the policy of the Board of Trustees and the general course of events in the fund. The Supervisory Board …

… When investing your premiums, we use what are called 'index-related funds'. We also call these 'index funds'. With an index fund, the investment strategy is to track the return of a specific index or … These risks are entirely for your own account. The returns on investments …

… Each year, you accrue pension on your pensionable salary plus your average shift allowance. Part of … Example pension accrual Your pensionable salary plus average shift … The final pay plan has been amended a few times in past years. At that time, part of … 2015 (ERP 1) is unconditional. So you know for sure that your ‘extra pension’ will follow the wage index each year. …

… Mars Pension Fund wants to be able to pay all pensions now and in the … That is why we invest the contributions we receive for our pensions. This is how we build up pension capital. Read … We need to take good care of the money for pensions. We like to be advised on this. Within the pension …

… We aim to increase the pensions of the final pay plan every year (indexation). As per January, 1, 2025, the pensions of pensioners and deferred members of the final pay … How is the level of indexation determined? Increasing pensions is only possible if the financial position of the …

… There may be up to 80 years between the time when you start accruing a pension and the date of your death. Over such a lengthy period, the pension you have … Every Pension Fund is exposed to the following important risks: … all the pensions at a later date. This is also visible in our financial position, especially in the funding ratio. We …

… Helmy Bakermans steps down as director of Mars Pension Fund. She shares her best memories, most important insights … What was your career at Mars like? On 1 March 2023, I have been with … How did you become director of Mars Pension Fund? At the time, I held an international position …