Pension 1-2-3 Final pay

Welcome to the Mars Pension Fund

You accrue a mandatory pension with us through your employer Mars. Each employer has its own scheme. This Pension 1-2-3 explains what you receive in our pension scheme, and also what you do not. This is important to know, for example if you change your job. The Pension 1-2-3 does not contain any personal information about your pension. This you can find on your Uniform Pension Statement, and at www.mijnpensioenoverzicht.nl.

Our approach to socially responsible investing is explained in our investment policy.

What is in layers 1, 2 and 3?

Pension 1-2-3 consists of 3 layers. The first layer gives you a summary of the most important information on your pension scheme. If you click on an icon, you enter layer 2, which gives further information on all the subjects in layer 2. Finally, you can click through each layer to layer 3, which consists of legal and policy-related information on our pension fund. Layers 1, 2 and 3 are also available from our Pension Services Department on request at pensioenservice@marspensioen.nl.

What does our pension plan give you?

What does our pension plan not provide?

How you accrue pension

What options are available to you?

How certain is your pension?

What are our costs?

When do you have to take action?