What has changed?

• In the UPO there are icons (pictures), so you can easily recognize the subjects in the UPO.
• The UPO has become much shorter. In your new UPS it only says how much pension you have built up so far.
• What you can still accrue if you continue to work for Mars is no longer included. That information can be found in your Pension Dashboard.
• The detailed explanation is no longer included in your UPO. Would you like to know more? Then read the online explanation.

Why did the UPO change?

The 'old' UPO was very long. As a result, it was not easy to read and not very clear. MPF is not the only pension fund that has changed its UPO. All other pension funds also work with new UPO's. The advantage of this is that UPS's are comparable. Partners can compare their UPO's to see how much pension they will receive together later on. And if you have built up a pension somewhere else, it is easier to see how much your pension you will have accrued in total later on.

UPO in short

The UPO is intended to give you insight into your pension situation. Everyone who accrues pension with a pension fund or an insurer receives a UPO each year. Since 2008 these UPO's are mainly the same (uniform). This makes it easier to compare pensions. For example: you and your partner are in a different pension plan. You want to know what is arranged in the event of your death. Put the UPO's next to each other, and you can calculate this.