February is rightfully the month of love! And yes, this can also affect your retirement. In the weeks surrounding Valentine's Day, we'll take you through this. So you know where you and your loved ones stand. The subject we would rather not think about: orphan's pension. However, it is good to know what is arranged for your children when you pass away. In addition to old-age pension, you also accrue an orphan's pension. If you die during your employment, your children will receive an orphan's pension.

If you have children, they are insured for the orphan's pension as standard. You do not have to do or pay anything else for this. Each child receives this until he or she reaches the age of 18. As long as the child is at school or studying, the child receives an orphan's pension until he or she is 27 at the latest. The amount of the accrued orphan's pension differs per pension plan.



Orphan's pension

The orphan's pension that is paid out in total is capped. It is a maximum of 5/7 of the partner's pension or if you are already retired: a maximum of 50% of the retirement pension that you accrued when you retired.



Orphans'pension (ARP/ASP)

If you die while in employment and before your retirement date, your children will receive an orphan’s pension. The orphan's pension is 20% of the calculated partner’s pension. our children will also receive orphan’s pension if you die after leaving employment but before your retirement date. In this case, your children will receive a benefit that depends on the capital you have accrued in your ARP and ASP accounts while you were employed at Mars.



Curious about the amount of the orphan's pension?

Log in to MyMarsPension.