The Mars Pensioenfonds pension plan is quite flexible. Part-time retirement is an excellent way for many older employees to reach the finish line in good health. It is therefore logical that we regularly receive questions about this. More and more employees are using it.

With a part-time pension, you will work a number of hours less per week in the years prior to your retirement. You will receive a partial pension benefit for the hours that you work less. You will receive wages and continue to accrue pension for the hours that you continue to work.

In consultation with your employer

It is good to know that you pay for your part-time pension yourself. You are already taking part of your pension. As a result, your pension benefit is slightly lower when you fully retire. But you also get something in return: less work and more free time to do other things. This way you can reduce more slowly towards your retirement.

The easiest is that if your state pension age is less than 5 years away. In that case, the tax authorities do not impose any restrictions.

Do you want to take a part-time pension earlier than 5 years before your state pension age? Then the time you work and the time you retire together may not exceed 100%. So if you retire for 40% part-time, you may not continue to work for more than 60%.

You can also continue to work partially after your retirement. You may then already receive AOW pension and part pension and part salary.

You see: a lot is possible. Has your interest been aroused? Then consult with your employer and discuss the options for part-time pension.