Value transfer check list

For instance, compare:

• The pension plans of the two funds > use the pension comparison tool. 
• The financial position of the two funds > compare the funding ratios
• Consider the arrangements for indexation, and whether the funds have granted indexation in recent years > check the financial situation > check the financial situation
• What options do the two funds offer. > for example, can you take early retirement?
• What are the arrangements for your partner and children in the two plans? > is there a partner’s pension?
• If you prefer to receive your pension from a single pension administrator, this can be a reason to choose for a value transfer. you can also transfer pension that you have accrued with previous employers.

Please note: Pension funds may only cooperate with a value transfer if their policy funding ratio is more than 100%.

How does it work?
 

Step 1: You request a value transfer yourself. You do this using the value transfer form. On the form you fill in the details of your old pension provider.

Step 2: We request information about your accrued pension.

Step 3: On the basis of the information from the old pension administrator, we calculate the pension capital we can give you on the retirement date. You will see this in the quotation.

Step 4: Now it is up to you to weigh up whether a value transfer makes sense. For this you can make a comparison between your old pension scheme and the new one with us. Use the Pensioenvergelijker for this purpose.

Step 5: Do you agree with the offer? Then we request the capital from the old pension provider.

Value transfer of small pensions

Your pension fund has chosen to cooperate with automatic value transfers of small pensions. These are pensions of between € 2 and € 592.51 gross per year (2024). This means that a small pension will automatically move with you to your new pension administrator if you change your job. Pension claims of less than € 2 gross per year will lapse.