If you become disabled
If you become disabled and you are receiving WIA benefit, and you are still accruing capital in the Mars Pension Fund in your ARP and ASP accounts, you will be entitled to full or partial paid-up continuation. You will then pay no or part of your contribution, but you will continue to accrue capital. How much contribution you continue to pay depends on the degree of your disability. The Mars Pension Fund will pay the contribution to the extent of your disability.
Contribution-free continuation applies to the ARP and the ASP contributions. Please note: You can no longer change or cancel the voluntary contribution in the event of disability. The contribution-free continuation takes place on the basis of your contribution choice before your first day of illness.
More information on disability is available at www.uwv.nl.
You may also be entitled to a disability pension from the Mars pension fund, in addition to your WIA benefit. Disability pension is paid until the date when you can return to work, you retire or you reach your AOW age.
Disability pension is capped at 75% of your pensionable salary above the WIA benefit limit (€ 71,628.84 in 2024).
If you are disabled and you leave your job, the Mars Pension Fund will continue to pay the contribution. You will also retain any disability pension due for as long as you are still disabled.
If you leave employment and subsequently become disabled
you will not be eligible for paid-up continuation by the Mars pension fund and disability pension from the Mars pension fund.
More information on disability is available at www.uwv.nl.
Frequently asked questions
If you become disabled, MPF will continue full or partial accrual of your pension. So you will continue to accrue pension. How much pension you continue to accrue depends on the degree of your disability. If you are receiving WIA benefit from the government, you will receive a disability pension from MPF if your pensionable salary is higher than the WIA benefit limit.
The Employment Insurance Agency (UWV) decides whether you are disabled and notifies us of this automatically. You must however notify us of any changes in your situation. For example, if your degree of disability changes. This can affect your benefit.
Disability pension is capped at 75% of your pensionable salary above the WIA benefit limit.
If you become partially disabled, you will receive a partial disability benefit.
If you are disabled and you leave your job, the Mars Pension Fund will continue full or partial payment of the contribution for your pension. You will also retain any disability pension due for as long as you are still disabled.
Contribution-free continuation by the Mars Pension Fund will not apply. You will also not receive a disability pension from the Mars Pension Fund in this case.