The interest accrual for the ARP plan for the first half of 2026 has been set. For active as well as deferred members of the ARP/ASP plan this is 6.27% on an annual basis. This represents the full interest grant.

Usually, we provide updates on the ARP interest rate at the beginning and mid-year. This time, however, there was a delay, due to a necessary adjustment to the pension regulation. In light of the transition to the new pension plan, the investment policy is focused on protecting the funding ratio and is therefore less aligned with the MUP scheme. To allow for the adjustment of the investment policy for the MUP scheme, the pension regulations have been amended. With the new investment policy for the MUP scheme, we aim to provide the highest possible return.as possible.

With the adjustment to the investment policy all active and deferred members in the plan will receive an additional 6.27% on an annual basis for the first half of 2026.

This interest accrual will be added to your accrued pension starting May 1. The interest accrual for the months of January through April 2026 will be added in a single installment on May 1. The remaining interest accrual for the months of May and June will then be added in installments as usual until July 1, 2026.

How do you accrue pension in the ARP plan?

In the ARP plan you build up capital in your own ARP account. The capital can grow through premiums that are paid, the account can grow due to the addition of interest.

How is the interest rate determined?

The interest rate is always set in advance for six months, whereby the following applies: 

• The interest rate is based on the price index figure, which is published by the CBS. For the price index from July onwards, the period March-March is taken into account.
• The percentage is a maximum of 3% higher than the price index figure.
• The percentage is a minimum of 0% and a maximum of 13% on an annual basis.
• The percentage depends on the return of investments of the fund and the interest accrual is only possible if the pension fund has sufficient resources to do so.

What does this mean for me?

Are you an active member or a deferred member? Then the interest accrual for the first half of 2026 is 6.27% on an annual basis.