The interest accrual for the ARP plan for the second half of 2025 has been set. For active as well as deferred members this is 6.69% on an annual basis. 

How do you accrue pension in the ARP plan?
In the ARP plan you build up capital in your own ARP account. The capital can grow through premiums that are paid, the account can grow due to the addition of interest.

How is the interest rate determined?
The interest rate is always set in advance for six months, whereby the following applies: 

•    The interest rate is based on the price index figure, which is published by the CBS. For the price index from July onwards, the period March-March is taken into account.
•    The percentage is a maximum of 3% higher than the price index figure.
•    The percentage is a minimum of 0% and a maximum of 13% on an annual basis.
•    The percentage depends on the return of investments of the fund and the interest accrual is only possible if the pension fund has sufficient resources to do so.

What does this mean for me?
Are you an active member or a deferred member? Then the interest accrual for the second half of 2025 is 6.69% on an annual basis.