February is rightfully the month of love! And yes, this can also affect your retirement. In the weeks surrounding Valentine's Day, we'll take you through this. That way you know where you and your loved ones stand. But what if when love passes and you decide to separate?

Of course you don't think about it, but the numbers don't lie: one in three marriages ends in divorce. If you and your partner split up, there will be a lot on your plate. You also have to make arrangements about your pension. Discuss the possibilities with your divorce lawyer or mediator.

Check list for separation

What do you need to consider if you separate?

• Inform us of the ending of your cohabitation agreement using ‘end of cohabitation’ form. This also applies if you separate outside the Netherlands.
• Inform us of the separation if you live outside the Netherlands. If you live in the Netherlands, we will be informed automatically by the municipality.
• Make an agreement on how to divide your retirement pension.
• Give us details of this agreement using the government form ‘Notification of divorce in relation to division of retirement pension’.
• • Make an agreement regarding the special partner’s pension. Your former partner can waive this using the waiver declaration issued by the pension fund. You can request the waiver declaration from us by calling us on 088-015 79 20. You cannot do this until the date of your divorce or end of relationship is final.