On this ARP account you will receive a return from Mars Pension Fund. We try to give you as high a return as possible, but the return is at most 3% higher than the price index. The return you receive depends on the investment return of Mars Pension Fund and what Mars Pension Fund decides about this. So the return can also be lower.

In the ASP plan, you form a capital in your ASP account. To make that grow, you have to invest it. You choose how to invest this capital. In doing so, you have a number of choices.