Since 2014, Ad van Gestel sits on the Accountability Body (VO) of the Mars Pension Fund. He sits in the VO as a representative of the pensioners. We informed you by letter at the end of April that Ad has made himself available for another term of four years.

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Retroactive to January 2020, Mars Pension Fund will charge members in the Associate Selection Plan (ASP) a periodic administration fee. This is necessary because asset manager Vanguard no longer discounts administration fees. On the other hand, the investment costs have gone down. Vanguard invests the pension pot of the ASP plan.

Mars Pension Fund's pension plan is quite flexible. Part-time pension is for many older employees an excellent way to reach the finish line in good health. It is therefore logical that we regularly receive questions about it. More and more employees are making use of it.

As of 1 January 2020, we will increase the pensions in effect for active participants by the full supplement: 1.98%.

As of 1 January 2020, we will increase the pensions in payment by the full supplement: 1.98%. Mars Pensioenfonds was able to decide this in its December board meeting, after a positive advice from the Accountability Council.

On 24 October we held 3 workshops on how to use the pension planner. A total of 44 participants found a place in the workshops. After a short explanation about the pension plan, they mainly got to work themselves.

Interest rates have been falling for 30 years. To put it simply: for people, organizations and countries with debts, that's nice. They pay less for having those debts. But that is less pleasant for people, organizations and countries with savings. Their money does not grow or hardly grows.

The interest credit for the ARP plan for the first half of 2019 has been determined: for active participants this is 4.02%. For former participants this is 3.63%. In the second half of 2018, this was 4.88% for active participants and 4.51% for former participants (on an annual basis).

At the beginning of June 2019, an agreement was reached between the social partners (employers and trade unions) and the government on a new pension system. For many pension funds there was a great need to agree on new pension rules. In the new proposal, pension funds will soon be able to move more easily and more quickly with the economy. The state pension age will be frozen until 2021, after which it will increase more slowly than was previously agreed.